Florida Real Estate Mortgage Loans

I'm Traci Gregory. I operate Florida Mortgage Money.Com from Atlanta, Georgia as a gateway to information on the mortgage programs I have available as a loan officer. They are myriad and plenty. You want it, I've probably got it. Every morning, I have coffee, meditate facing East, and then go pull rates, 'cos that's what you people are interested in first. They start coming in at 8:00 am and finish up around noon. I start taking calls around 8:30. There is a huge amount of information on this website because, whether you believe it or not, rate isn't everything. I'm licensed in Florida, South Carolina and Georgia. We have limited programs available in other states . . . Check here if you're not in those three. My goal at Florida Mortgage Money is to get your loan approved. I won't fast talk you, make promises I can't keep, or switch your interest rate at the closing table.  And when one of my investors does that, I drop them from my stable. My philosophy is simple: I do a good job, and I don't charge excessive fees.  If you're happy, you'll tell people.  If you're unhappy, you'll tell more people.  I accept those as facts to live by.

Do You have an ARM? But you're not worried about the impact of your Adjustable Rate Mortgage (ARM)? You should be. Why? Your once low adjustable mortgage rate isn’t working in your favor in today’s market. Rates are going up, making monthly payments too high and unpredictable. Switch to a fixed rate for big savings and peace of mind. If your rate increased by 1%, 2% or 3%, your payments could go through the roof! For example, rate increases on the average ARM with a balance of $258,430 would dramatically increase monthly payments by as much as: • $215.36 on a 1% monthly rate increase • $430.72 on a 2% monthly rate increase • $646.08 on a 3% monthly rate increase Fortunately there are better alternatives to an ARM. Take action today! Take control and avoid payment shock by locking into a fixed rate to secure your most valuable asset. For a clear assessment of the options that best fit your needs, email me at traci@tracigregory.com, or call me at 770.429.3890.

Pre-Approval Vs. Pre-Qualification . . . Know the Difference

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