Second Homes, Vacation Homes

Most of the programs available for owner occupied homes are available for second homes. Look up specific programs to see if what you want is here; it probably is.

Parameters for vacation homes are logical and reasonable . . . must be 50 miles from your present home, or make sense . . . you live in inland Florida and actually have a beach house. I'm good with that.

If you want to occasionally rent it, I don't care, but if you need rental income to qualify for the mortgage, it is a rental, not a second home.

And for those of you creative investors, don't think I won't notice that you live in Atlanta and want a vacation home in Smyrna. . . I don't dance around with occupancy statements.

If you state you'll live there as a method of getting the owner occupied or second home interest rate, you'd better mean it. The law applies to you, too. Not just me.

Could it get any easier? 

Call Traci, 770)428-1392
or send an email and we'll call you